Medicare Supplements

There are ten Medicare Supplement (Medigap) plans that are designed to provide coverage for the out-of-pocket costs you may have while enrolled in Original Medicare (Part A and B). These ten plans are available in 47 states.

Each plan will provide a certain amount of coverage for each of these services:

If you enroll in a Medigap plan, you need to ensure you have a prescription drug plan either through Medicare Part D or other coverage that’s considered to be creditable coverage.

How Do Medicare Supplements Work?

Before you buy a Medigap plan, you must first be enrolled in Original Medicare. Once your Part B coverage is effective, you will have a six-month enrollment period to buy a Medigap plan without having to go through medical underwriting or being charged more in premiums because of your health. 

Once you have your Medigap plan, here’s how its coverage will work: 

  • When you receive a Medicare-approved service, Original Medicare will cover 80% of the costs. 
  • The remaining 20% will then be billed to your Medigap plan so it can pay its share.

Need a Medigap Plan?
We Can Help

If you’re looking for a Medigap plan that will help take care of some of your out-of-pocket costs, then give Magellan Healthcare a call today. We will help you compare your Medigap options to find a plan that works best for you.