Finding coverage that works for you is extremely important, especially when it comes to healthcare. That’s why the agents with Magellan Healthcare are here to help you find the Medicare Advantage plan that works best for you.
Medicare Advantage Explained
Medicare Advantage is one way to get both parts of Medicare coverage. In addition to Part A (hospital) and Part B (medical) insurance plans, Medicare Advantage often includes Part D, which covers prescription drugs. Depending on your policy, it may also include additional benefits beyond what is required by law.
The two most important things to consider when selecting a plan are benefits and cost. Keep in mind that there are different types of plans available, including HMO, PPO, and Special Needs Plans. These types of plans determine your coverage network and how you will be able to access care. The type of plan you have will also determine your out-of-pocket costs.
As mentioned, many Medicare Advantage plans include additional benefits at little to no extra charge. It is important to note that Medicare Advantage plans vary by location and insurer. While Advantage plans may include coverage for services like vision, dental, prescription drugs, and preventative care, you won’t find a plan that offers ALL of these. Assess your needs to determine which plan will be the best value to you. One plan may seem much cheaper until you realize it does not cover enough services. A cheap plan can cost way more in the long run.
Enroll Today!
You must already be enrolled in Original Medicare before applying for Medicare Advantage. When you are ready to make the move to Medicare Advantage, you will need your existing medicare information. Keep in mind that there are certain times when you will be able to enroll and certain times when enrollment is not possible. It can be tricky to navigate eligibility, enrollment windows, and benefits, but our team of experienced agents is here to help!
Give us a call today to learn more!
