What Will Medicare Not Cover Regarding Home Health Care?

Home health care allows you to get routine health treatments from the comfort of your own home. Medicare will pay for these services under some conditions, but they will not cover everything. What is covered depends on need and Medicare’s policy offerings. 

To learn what is not covered by Medicare, keep reading.

What is Home Health Care?

Home health care services are health services offered in someone’s home, rather than at a medical facility. The care offered at home can sometimes be as good or even better than care administered in a hospital. Frequently, home health care is also less expensive. 

Home health care aims to make people more comfortable as they deal with their health problems. An added intent is to help individuals regain their independence and self-sufficiency. Therefore, people who receive home health care are often happier than individuals who are confined to a hospital for treatment. 

What Does Medicare Cover?

If you need home health care, there are a number of services that are eligible for coverage. Though, they must be reasonable and proven necessary for the treatment of your injury or illness. Some of the covered services include:

  • Skilled nursing care
  • Physical therapy
  • Occupational therapy
  • Speech-language pathology
  • Home health aide services
  • Medical social services
  • Medical supplies

Usually, Medicare will pay a specific portion of your bill. The home health agency you choose to work with will alert you of what amount is covered and what amount you must pay out-of-pocket. Furthermore, they will share what items are not covered at all by Medicare. If an item is not covered, you must pay for it. 

What Is Not Covered by Medicare?

Medicare will not cover every home health care service. For example, the following services are not covered:

  • 24-hour-a-day treatment and care
  • Meal delivery
  • Homemaker service
  • Custodial care and personal care, such as bathing and dressing

Get Started With Home Health Care

If you have Medicare, you deserve to have your home health care needs covered. You can get started by learning more about how to access your home health care benefits. Reach out to a Medicare agent to get the information you need today. 

To contact Magellan Healthcare and speak with an agent, call 866-779-3553.