If you are approaching Medicare enrollment, there are a few things you can do to prepare.
Assess Your Current Medical Needs
When enrolling, you will have some decisions to make. The best way to decide what kind of coverage you will need is to determine how you plan to use this coverage. Are you taking multiple prescription drugs? Do you need specialty services not included in Original Medicare? Do you anticipate needing coverage for frequent hospital visits? Do you need coverage for extensive travel? It’s best to have an idea of your current state of health and some expectation of your future needs. This way, when you speak to an insurance agent, you can better understand which plans will be suited for you.
Find Out If Your Doctor Accepts Medicare
Many individuals experience a change in network when switching over to Medicare. If you want to continue seeing the trusted doctors and care providers you have seen in the past, you will need to find out your options. In some cases, a Medicare Advantage plan can let you stay within your same network, so you don’t have to end a longstanding professional relationship and start over.
Learn About The Different Parts of Medicare
Entering the world of Medicare can seem overwhelming. But step by step, you can easily assimilate all this new information and will soon be well informed and able to make the necessary decisions. One way to do this is simply understanding the different parts of Medicare, what they cover, and how they work. With this one step, you will be able to ask more specific questions and have a more complete knowledge of Medicare.
There are certainly many things you can read and learn during this transitional time. But with these three steps, you can find yourself well on your way to understanding Medicare. By taking the time to learn a few things, you can begin your senior years with confidence and peace of mind knowing exactly how you are covered.
Reach out to us today, and we will walk you through the Medicare enrollment process!
